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BV has a strong board comprising professionals with extensive investment and
specialist finance experience. The management team comprises a group of highly
experienced professionals, some of whom have worked together for 20 years.
- Their financial, credit, mortgage servicing, and operational skills were gained
incubating ten specialist lenders of residential first and second mortgages,
commercial, buy-to-let, automobile loans, and leases, purchasing and working out
17 loan portfolios, and carrying out over 100 loan pool securitisations and loan
portfolio sales.
- BV's management team has over 200 years of combined transaction and management
experience in lending, and portfolio purchasing and workout, with track records
of success in each.
BV's management team includes each following board member:
- Chairman Francis Hazeel was educated at Oxford University and has over 40 years
of experience in U.K. and international finance, including property lending,
client relations, and marketing, to a wide range of land use and business types.
- Francis set up the London office of Aareal Bank AG, a leading international
specialist property bank, and built a £3.5 billion portfolio of U.K. and
international commercial property loans.
- Managing Partner Keith Howard, who founded BV, was educated at Dartmouth College
and NYU Stern School of Business. Keith has over 25 years of experience in
principal investing, structured finance, mortgage banking, operations, and
software development, primarily in the U.K. and USA, and is a Chartered
Financial Analyst and a Certified Public Accountant (USA).
- Keith was an original member of Nomura's Principal Finance Group, where he led
portfolio acquisitions of up to $12 billion, and founded and led Nikko's
Principal Finance Group.
- Keith has been involved in launching four lenders.
- Keith led the team at BV, which incubated, grew to 36 employees, and sold 5D
Finance Limited, a non-conforming commercial mortgage lender.
- Chief Operations Officer Paul Morris has over 30 years of experience in U.K.
banking, real estate, finance, and third-party mortgage servicing.
- Paul co-founded and ran four U.K. mortgage servicing companies: Wilky Loan
Management Ltd., Crown Mortgage Management Ltd., Wilshire Servicing Company
(U.K.), and Commercial Mortgage Systems (Skipton Group), the U.K.’s largest
third-party commercial loan administration company.
- Paul also helped to establish a successful lending company as a joint venture
with one of the U.K.’s pre-eminent mortgage broking firms, aimed at the
buy-to-let mortgage market.
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